Terms & Conditions
Welcome to Fintopia Foundation (“we”, “our”, “us”).
By accessing or using https://fintopia.foundation (the “Website”), you agree to be bound by these Terms & Conditions. Please review them carefully before using our services, contributing to any fund, or participating in any of our programmes. If you do not agree to these Terms, please discontinue use of the Website immediately.
1 General Use of Website
This Website is operated for the purpose of:
- sharing information about Fintopia Foundation raising donations and contributions for social, community, and industry-development causes
- allowing individuals or organisations to support or participate in any of our 12 Malaysia Industry Development Funds
- providing updates, reports, and transparency on fund usage and impact
You may use this Website for lawful and non-commercial purposes only.
You may use this Website for lawful and non-commercial purposes only.
2 Your Responsibilities
By using our Website, you agree that you will not:
- misuse the Website or its content
- engage in fraudulent, illegal, or harmful behaviour
- impersonate another individual or organisation
- attempt to interfere with Website operations, security systems, or servers
- upload or transmit harmful code, viruses, spam, or malicious content
We reserve the right to restrict or terminate access to users who violate these Terms.
3 Donations, Contributions & Fund Participation
3.1 Voluntary Contributions
All donations and contributions made through our Website are voluntary and for charitable, developmental, or community purposes.
3.2 Designated Funds
Contributors may choose to support one or more of our 12 Malaysia Industry Development Funds, including but not limited to:
- Malaysia Bridal Industry Development Fund
- Malaysia Financial Trading Development Fund
- Malaysia Organic Agriculture Development Fund
- Malaysia Recon & Used Car Industry Development Fund
- Malaysia Aesthetic & Medical Beauty Industry Fund
- Malaysia Digital Content & Creator Economy Fund
- Malaysia Pickleball Industry Development Fund
- Malaysia Luxury Goods Industry Development Fund
- Malaysia Personal Growth & Learning Industry Fund
- Malaysia Blockchain Industry Development Fund
- Malaysia Artificial Intelligence Industry Development Fund
- Malaysia Licensed Loan Industry Development Fund
We will allocate contributions according to the selected fund(s). If a fund is temporarily full, inactive, or being restructured, the Foundation may reassign contributions to the closest related fund for continuity and impact.
3.3 Non-Refundable
Unless required by law, all donations and contributions are non-refundable once processed.
3.4 Payment Method
Transactions are processed through Fiuu Payment Gateway, and contributors agree to comply with the payment processor's terms and conditions.
4 Accuracy of Information
We will take reasonable measures to ensure that Website information is accurate and updated. However:
- information may occasionally change
- fund descriptions, program details, or eligibility criteria may be updated
- typographical errors or delays in updates may occur
We do not guarantee the completeness, accuracy, or timeliness of all Website content.
5 Intellectual Property
All content on this Website — including text, graphics, images, logos, icons, layout, design, and digital media — is the property of Fintopia Foundation unless otherwise stated.
You may not:
You may not:
- reproduce
- re-distribute
- modify
- republish
- sell
- commercially exploit any portion of the Website without our prior written consent
6 Third-Party Links
Our Website may include links to third-party websites, payment processors, or reference materials. These links are provided for convenience only.
- content on external sites
- privacy practices
- security standards
- terms and policies of third-party websites
We are not responsible for:
You access them at your own risk.
7 Limitation of Liability
Fintopia Foundation will not be liable for any:
- damages arising from Website use
- data loss
- service interruption
- technical issues
- unauthorised access or alteration of data
- indirect or consequential losses
8 Suspension or Termination of Access
We reserve the right to:
[ "suspend, restrict, or terminate access", "disable Website functionality", "investigate misuse", "comply with legal requirements without prior notice if we believe the Website is being used unlawfully or in violation of these Terms" ]
- suspend, restrict, or terminate access
- disable Website functionality
- investigate misuse
- comply with legal requirements without prior notice if we believe the Website is being used unlawfully or in violation of these Terms
9 Privacy & Data Protection
Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and protect personal information.
The Privacy Policy is available here:
https://fintopia.foundation/privacy-policy(You can replace with your actual URL path.)
10 Changes to Terms & Conditions
We may update these Terms from time to time. Updated versions will be posted on this page with a revised "Last Updated" date. Continued use of the Website constitutes acceptance of the updated Terms.
11 Contact Information
For questions regarding these Terms & Conditions:
Fintopia Foundation
Email: info@fintopia.foundation